A New Law Could Change How We Prepare for Disasters

Congress and President Donald Trump recently approved the Disaster Recovery Reform Act (DRRA), an overhaul of the federal government’s approach to disaster preparation and risk reduction. The new law gives businesses, federal agencies and state governments more flexibility when requesting and using federal grants.

Before now, the Federal Emergency Management Agency (FEMA) had strict regulations about how it distributed funds during a recovery process. Grants were usually used to help replace lost property, but didn’t account for improvements to help prevent future disasters. In fact, one of the biggest reasons that the National Flood Insurance Plan (NFIP) is over budget and in need of reform is that it’s common for a single property to flood frequently and make multiple insurance claims.

The DRRA has new provisions in place to emphasize planning and help streamline how funds are given out:

• 6 percent of the federal disaster budget will be put into a pre-disaster mitigation account every year. State governments, businesses and communities can apply for grants to fund risk mitigation activities.

• Rebuilding that uses federal funds will use strengthened building code requirements to protect against future incidents. Improving public utilities will also be a priority in order to ensure access to clean water and electricity.

• The president will be able to reimburse up to 75 percent of a state or local government’s disaster mitigation efforts to ease the strain on federal agencies

According to FEMA, every $1 put into planning for disasters can help save $6 during the recovery process. Contact us today at (916) 380-5300 for toolkits, articles and other resources your company can use to prepare for various disasters and ensure the continuity of your business.

Filed under: Recent Headlines — Jillian Bender-Cormier @ 11:29 pm November 21, 2018

Maggie Bender-Johnson named President of Warren G. Bender Co.

Third generation to lead independent, family-owned insurance agency through next phase of growth

SACRAMENTO, CA — Warren G. Bender Co., one of the largest independent and family-owned insurance brokerages in the Sacramento region, announced today that Maggie Bender-Johnson, Vice President of Operations, was selected by the Board of Directors to assume the role of President, effective immediately. Bender-Johnson has been a part of Warren G. Bender since 2005 and has played an active role in helping guide the Company’s succession plan over the past seven years. Her father, Stephen Bender, who formerly was president and CEO, will remain the company’s CEO.

Bender-Johnson is the third generation of her family to serve as president of the company, founded in 1938 by Warren G. Bender. The company has carefully followed a succession plan for continued success and growth and Bender-Johnson has been an essential part of it in preparation for her role as president.

Stephen Bender said it was a good time to make the transition. “Maggie’s appointment and this transition are exciting milestones in a succession plan that we have been working on for seven years,” said Stephen Bender, CEO of Warren G. Bender. “Maggie has been an integral part of the company since she joined the firm in 2005, and there’s no one more qualified than she is to preserve the reputation, culture and values of the company – not only for today but for generations to come.”

TWEET THIS: Warren G. Bender (@WGBCO) names Maggie Bender-Johnson as President #SacramentoBusiness #insurance

Bender-Johnson graduated from the University of San Francisco and later earned an MBA from California State University, Sacramento. She has worked in a wide range of positions within the company, learning all of its business practices from the ground up. Most recently, she served as Vice President of Operations and is a partner in the company.
“I’m eager and excited to lead Warren G. Bender into its next 80 years and I’m honored to have this opportunity to further grow the company,” Bender-Johnson said. “Under the leadership of my father and grandfather, the company has experienced tremendous growth and success, and I am focused on continuing that legacy for years to come.”

“I can assure our clients that they will continue to enjoy the Bender experience,” Bender-Johnson continued. “We will build on the best; continue to preserve our culture and values; and embrace change and technology like never before.”

With only about 12 percent of family businesses surviving into the third generation under family leadership, Warren G. Bender has proven itself as a thriving, professionally-run family business that’s poised to succeed for many years to come.

Bender-Johnson is active in several community organizations, including the Leukemia and Lymphoma Society, the Roseville Chamber of Commerce, the Capital Region Family Business Center, Soroptimists of Sacramento, Toastmasters, and the Placer County SPCA. She is an avid hiker and lives in Nevada County with her husband, Fergus – a Sacramento city firefighter – and their four dogs: Fonzie, Chewbacca, Lando and Worf.

Founded in 1938, Warren G. Bender Company is one of Northern California’s largest independent insurance brokerages. Headquartered in the Sacramento region and serving clients throughout the Western United States, the company focuses on enhancing and influencing strategies to support the growth and success of its clients. Warren G. Bender offers a comprehensive suite of business and personal insurance products such as commercial insurance, surety bonds, homeowners insurance and auto insurance; specializing in an array of industries including construction, commercial real estate, healthcare, manufacturing, technology, agriculture and much more. Family-owned for 80 years, the company’s mission is to provide protection, superior service and education to those who matter most, their clients. For additional information, please visit or call (916) 380-5300.

Jillian Bender-Cormier
Warren G. Bender Co. (916)380-5385

Filed under: Recent Headlines — Jillian Bender-Cormier @ 5:53 pm January 24, 2018

Introducing ALICE (Active Shooter Defense) Training at Warren G. Bender Co.

According to the FBI, 160 active shooter incidents occurred in the United States between 2000 and 2013. Over 80 percent (132) of those incidents occurred at a place of work.

Warren G. Bender Co. has invested in specific training for you and your team called ALICE (Alert, Lockdown, Inform, Counter, Evacuate). This training provides preparation and a plan for individuals and organizations on how to proactively handle the threat of an aggressive intruder or active shooter event. Whether it is an attack by an individual person or by an international group of professionals intent on conveying a political message through violence, ALICE Training option-based tactics have become the accepted response, versus the traditional “lockdown only” approach.

Protection and safety must be the priority in an Active Shooter event or Terrorist Attack. Circumstantial and operational concerns vary in every new situation. ALICE Training provides options that address the unique challenges specific to your business. We’re offering this training at a 40% discount at $9 per employee.

Don’t be in denial that your place of work and the people within it are exempt from an active shooter occurrence. Take advantage of the WGBCO ALICE training and show your team that you take their safety seriously.

916-380-5333 (direct)
Cost: $9 per employee (40% off)

Filed under: Recent Headlines,Safety — Jillian Bender-Cormier @ 12:54 am November 7, 2017

Eskaton Foundation Names Stephen Bender CEO of the Year

Stephen Bender, President and CEO of the Warren G. Bender Co., was recently named CEO of the Year at an Eskaton Foundation gala attended by more 300 executives. The annual Eskaton Foundation Celebration of CEOs was held at a Crocker Road estate in Sacramento, CA.

Using the criteria of “Community-minded, Engaged, and One-of-a-Kind,” the selection committee selected Bender, one of the region’s most esteemed CEO’s, because of his longstanding belief in giving back, his engagement in the community, and his one-of-a-kind spirit. “I can’t think of anyone more passionate about the value of philanthropy in this community. He is empowering, and his endearing demeanor is contagious and commands respect,” said Kim Rhinehelder, President of Eskaton Foundation. “He is always the first to pick up the phone to say ‘Good job.’ We’re lucky Stephen is part of this community.”

Founded in 1938 by Warren G. Bender, the family-owned business prides itself on the simple foundation of honesty and integrity. Stephen Bender joined the company in 1972, became President in 1986, then CEO in 2003. As CEO, he is dedicated to instituting the founding values of the Warren G. Bender Co. and achieving the vision set forth by its owners and employees: To be the finest, independent, locally owned insurance and risk management brokerage in its marketing region, serving the best interests of its clients and communities.

Guests at the Eskaton Foundation event explored information tables that showcased the foundation’s programs and services. Rob Stewart, KVIE’s Rob on the Road producer and host, addressed the audience with his light humor and belief that seniors matter. “Serving as the keynote for this outstanding organization, especially because their mission serves seniors, was important to me,” said Stewart. “Seniors are the strongest generation, yet often forgotten, and if I can be a change-agent, I’m happy to do so.”

Eskaton Foundation’s Philanthropic Partner Program creates meaningful partnerships with companies that help reach target audiences, engage employees through volunteerism and deepen relationships with customers while meeting corporate citizenship goals.

About Eskaton Foundation
Eskaton Foundation believes that seniors are visible, not invisible. It believes that seniors can grow older and bolder as they age. With only 2% of all giving in the United States directed towards senior causes, Eskaton Foundation is aiming to change that. It believes seniors matter. For more information, please call (916) 334-0810, or visit

The full article can be found at

Filed under: Recent Headlines — Jillian Bender-Cormier @ 6:03 pm June 28, 2017

Sacramento Rental Market Q & A

For the month of April, we focused on all things real estate. From safety to important coverages to consider and the current state of our developing urban core. We had the pleasure of sitting down with Julia Freeland, Sacramento IREM Association Executive, to get her perspective on the current situation surrounding our local rental market.

What are you seeing in the rental housing market in Sacramento for the first quarter of 2016?

The rental housing market in Sacramento remains one of the top markets in the United States right now. Limited housing stock keeps driving up rent, especially in the midtown/downtown area where the new Golden 1 Center has sparked a lot of economic activity. (more…)

Filed under: Real Estate/Property Management,Recent Headlines — Jillian Bender-Cormier @ 1:18 pm April 29, 2016