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Insuring Your College Student

Finding the right coverage for a college student can be a challenge. Here’s what you need to know before your child leaves for school.

What every parent should know
Sending a child off to college is a significant milestone that represents the culmination of years of planning and hard work. As you prepare for the start of the semester, you should consider how your insurance needs may change with your son or daughter away at school.

Protecting Your Student’s Belongings
It is crucial that you contact your Warren G. Bender Co. agent about the rules and limitations of your coverage when it comes to your son or daughter’s dorm room. Many homeowners policies consider a dorm room as an extension of your home, so items your child keeps there may be covered to some extent. However, if your child has lots of expensive electronic equipment or furniture, you may want to consider purchasing additional coverage.

Changing Auto Coverage
If your son or daughter moves more than 100 miles away from home to attend school and does not keep a vehicle there, your car insurance premiums could decrease by 10 to 20 percent while still maintaining coverage for your child.

Count on Us
If you are sending a child off to college and have not yet looked at adjusting your coverage, contact your Warren G. Bender Co. agent to learn more. You could save money on your policies and protect your child from expensive incidents while away from home.

Insurance Questions to Ask When You Have College-aged Children
– Will my child’s belongings be covered if his or her dorm is subject to theft, fire or other disasters?
– Will my child’s belongings be covered if he or she lives in off-campus housing?
– Can I get a discount on my auto policy if my young driver is away at school and rarely uses the family car?
– Do I have to change my auto policy if my son or daughter brings the car to school?

Know your coverage, know your risk.
CONTACT US TODAY:
Tel: 916-380-5300 or www.wgbender.com

Filed under: Personal Insurance — Jillian Bender-Cormier @ 5:41 pm August 29, 2016