• Have your heating system cleaned and inspected by a qualified technician. Clean and replace the furnace filter if needed.
• Insulate water pipes in areas exposed to cold temperatures.
• Check for damaged or loose shingles to ensure your roof can withstand the wear and tear of winter and that it won’t collapse under the weight of wet leaves, ice and snow.
• Drain garden hoses before putting them away for the winter. Water left in hoses can freeze, causing irreversible damage.
• Clean gutters and downspouts to keep debris from accumulating.
• Check and repair caulking around doors and windows that show signs of deterioration to prevent heat from escaping.
• Have the chimney inspected for deterioration that could make it unsafe for use.
• Inspect your smoke and carbon monoxide detectors, ensuring you have one on each floor of your home. Test them monthly, and change the battery annually or as needed.
• Trim any tree limbs that are dangerously close to power lines or the roof of your house. Heavy snow and ice can cause tree limbs to snap, which could damage your home.
Do you have the appropriate coverage and limits in place as we head into autumn? Contact our personal insurance team to ensure you’re properly covered: 916-380-5300 or PL@wgbender.com