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Introducing ALICE (Active Shooter Defense) Training at Warren G. Bender Co.

According to the FBI, 160 active shooter incidents occurred in the United States between 2000 and 2013. Over 80 percent (132) of those incidents occurred at a place of work.

Warren G. Bender Co. has invested in specific training for you and your team called ALICE (Alert, Lockdown, Inform, Counter, Evacuate). This training provides preparation and a plan for individuals and organizations on how to proactively handle the threat of an aggressive intruder or active shooter event. Whether it is an attack by an individual person or by an international group of professionals intent on conveying a political message through violence, ALICE Training option-based tactics have become the accepted response, versus the traditional “lockdown only” approach.

Protection and safety must be the priority in an Active Shooter event or Terrorist Attack. Circumstantial and operational concerns vary in every new situation. ALICE Training provides options that address the unique challenges specific to your business. We’re offering this training at a 40% discount at $9 per employee.

Don’t be in denial that your place of work and the people within it are exempt from an active shooter occurrence. Take advantage of the WGBCO ALICE training and show your team that you take their safety seriously.

916-380-5333 (direct)
Cost: $9 per employee (40% off)

Filed under: Recent Headlines,Safety — Jillian Bender-Cormier @ 12:54 am November 7, 2017

The CA Fire Situation – a note from our VP of Personal Risk Management

Update by Denise Metz, CISR, CPSR, CPRM

California has certainly seen its share of wildfires this month. While the smoke in our area is clearing, there are still several fires raging on. Below is information I obtained from As you will see most of the fires have some containment.

We have been fortunate as, out of the many Warren G. Bender Co. clients we have in the area, we have just one home that has been a total loss. This client is insured through Nationwide Private Client who is a premier carrier with robust coverages. I foresee one of the biggest challenges will be with the loss of use coverage. This coverage, simply put, will pay for our client to obtain housing until their home is habitable again. With Nationwide Private Client the coverage for this is on an actual loss sustained with no time limit basis. With other carriers this coverage can range from as low as 20% of the dwelling limit to a 12 month time frame (most commonly seen). Given the devastation of these fires, one can reasonably conclude there will be a shortage of materials and labor which is sure to cause significant delays when it comes to the rebuilding of these homes. I’m certain we will hear many stories about how long it is taking to rebuild and how people don’t have enough loss of use coverage especially, as the rental housing becomes saturated and the cost to rent inflates.

It is a devastating situation but as insurance professionals it causes us to look at ourselves and either say good job or we could have done more. I find comfort in knowing we at Warren G. Bender Co. can say “good job”.

Stats as of 10/17/17


• In unified command with Santa Rosa Fire Department & Sonoma County Sheriff
• CAL FIRE Incident Management Team assigned
• 23 civilian fatalities & 1 private water tender operator

Tubbs Fire, Sonoma and Napa Counties (more info…)
Between Calistoga and Santa Rosa
• 36,432 acres, 91% contained
• Significant number of structures destroyed

Pocket Fire, Sonoma County (more info…)
North of Geyserville
• 12,430 acres, 63% contained

Nuns Fire, Sonoma County (more info…)
East of Hwy 12 from east Santa Rosa to east of Sonoma
• 54,423 acres, 80% contained
• The Oakmont Fire burned into the Nuns Fire overnight.

• CAL FIRE Incident Management Team assigned

Atlas Fire, Napa & Solano Counties (more info…)
South of Lake Berryessa and northeast of Napa
• 51,064 acres, 83% contained
• 6 civilian fatalities
• Significant structures destroyed

• CAL FIRE Incident Management Team assigned

Redwood Valley, Mendocino County (more info…)
North of Hwy 20 in Potter Valley and Redwood Valley
• 35,800 acres, 75% contained
• 8 civilian fatalities
• Significant structures destroyed

Sulphur Fire, Lake County (more info…)
Clearlake Oaks
• 2,207 acres, 92% contained

WIND COMPLEX (3 fires)
• CAL FIRE Incident Management Team assigned

Cascade Fire, Yuba County (more info…)

Loma Rica area
• 9,989 acres, 98% contained
• 4 civilian fatalities
• Significant structure destroyed

Lobo Fire, Nevada County (more info…)

Rough and Ready area
• 821 acres, 99% contained
• Multiple structures destroyed

LaPorte Fire, Butte County (more info…)
Bangor area
• 6,151 acres, 98% contained


Fallon Fire, Alameda County NEW
Fallon Road, 3 miles east of Dublin
• 116 acres, 70% contained

**Unified Command Incidents**

Bear Fire, Santa Cruz County (more info…) NEW
Bear Creek Canyon Road, northeast of Boulder Creek
• 271 acres, 10% contained

**Federal Incidents**

Wilson Fire, Los Angeles County (more info…) NEW
Mount Wilson, Mount Wilson Observatory
• 30 acres, 25% contained

Buffalo Fire, San Diego County (more info…) NEW
Camp Pendleton
• 1,088 acres, 50% contained

Filed under: Personal Insurance,Recent Headlines — Jillian Bender-Cormier @ 11:48 pm October 18, 2017

Preventing Workplace Violence

As reports of shootings and other violent incidents become more common, workplace violence is a topic than no business can ignore. According to the U.S. Bureau of Labor Statistics, workplace homicides rose 2 percent in 2015, the latest year for which data is available. Additionally, the number of workplace shootings increased by 15 percent.

The best way to address potential acts of violence at your business is to be prepared to act before, during and after an act of violence occurs. Here are some programs you can use to ensure the safety of your employees and customers:

• Pre-employment screenings—Background checks can help identify candidates who have violent histories.
• Security—Security systems can ensure that only employees have access to certain areas.
• Alternative dispute resolutions—Techniques like facilitation and mediation can help solve a conflict before it escalates.
• Threat assessment teams—A designated team can work with management to assess the potential for violence and develop an action plan.

Stay tuned for ALICE (Alert, Lockdown, Inform, Counter, Evacuate) Training available through WGBCO. Classes and training will be announced in August, 2017!

Filed under: Recent Headlines,Safety — Jillian Bender-Cormier @ 6:26 pm July 12, 2017

Eskaton Foundation Names Stephen Bender CEO of the Year

Stephen Bender, President and CEO of the Warren G. Bender Co., was recently named CEO of the Year at an Eskaton Foundation gala attended by more 300 executives. The annual Eskaton Foundation Celebration of CEOs was held at a Crocker Road estate in Sacramento, CA.

Using the criteria of “Community-minded, Engaged, and One-of-a-Kind,” the selection committee selected Bender, one of the region’s most esteemed CEO’s, because of his longstanding belief in giving back, his engagement in the community, and his one-of-a-kind spirit. “I can’t think of anyone more passionate about the value of philanthropy in this community. He is empowering, and his endearing demeanor is contagious and commands respect,” said Kim Rhinehelder, President of Eskaton Foundation. “He is always the first to pick up the phone to say ‘Good job.’ We’re lucky Stephen is part of this community.”

Founded in 1938 by Warren G. Bender, the family-owned business prides itself on the simple foundation of honesty and integrity. Stephen Bender joined the company in 1972, became President in 1986, then CEO in 2003. As CEO, he is dedicated to instituting the founding values of the Warren G. Bender Co. and achieving the vision set forth by its owners and employees: To be the finest, independent, locally owned insurance and risk management brokerage in its marketing region, serving the best interests of its clients and communities.

Guests at the Eskaton Foundation event explored information tables that showcased the foundation’s programs and services. Rob Stewart, KVIE’s Rob on the Road producer and host, addressed the audience with his light humor and belief that seniors matter. “Serving as the keynote for this outstanding organization, especially because their mission serves seniors, was important to me,” said Stewart. “Seniors are the strongest generation, yet often forgotten, and if I can be a change-agent, I’m happy to do so.”

Eskaton Foundation’s Philanthropic Partner Program creates meaningful partnerships with companies that help reach target audiences, engage employees through volunteerism and deepen relationships with customers while meeting corporate citizenship goals.

About Eskaton Foundation
Eskaton Foundation believes that seniors are visible, not invisible. It believes that seniors can grow older and bolder as they age. With only 2% of all giving in the United States directed towards senior causes, Eskaton Foundation is aiming to change that. It believes seniors matter. For more information, please call (916) 334-0810, or visit

The full article can be found at

Filed under: Recent Headlines — Jillian Bender-Cormier @ 6:03 pm June 28, 2017

New Executive Order Aims to Improve Cyber Security

President Donald Trump recently signed an executive order to improve the country’s cyber security and protect key infrastructure from cyber attacks. The order also emphasized the importance of strengthening the cyber security of federal agencies. According to a survey from Thales Group, a cyber security company, 34 percent of federal agencies experienced a data breach in the last year, and 95 percent of agencies consider themselves vulnerable to cyber attacks.

The executive order did not create any ongoing cyber security requirements, but instead laid out goals to assess the current state of cyber defenses and develop deterrence strategies. Here are some of the requirements of the executive order:

• Federal agencies must draft reports on their ability to defend themselves against cyber threats.
• The departments of Energy and Homeland Security must assess potential vulnerabilities to the country’s electrical grids. The executive order specifically mentions that prolonged power outages could pose a threat to national security or damage the economy.
• Various federal agencies must review the cyber defense plans of U.S. allies in order to cooperate during international cyber attacks.

Filed under: Cyber Liability,Recent Headlines — Jillian Bender-Cormier @ 4:37 pm June 1, 2017