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Home Fire Safety

christmas-candle-1419989Because many holiday traditions take place in the home, it’s also the peak time for home fires according to the National Fire Protection Association (NFPA). Here are some things to consider to keep your home and your family safe this holiday season:

• Never try to fight a fire yourself—instead, call 911 immediately. According to the NFPA, 55 percent of all civilians who are injured in home fires are hurt while attempting to fight the fire themselves.
• Stay in the kitchen when you’re cooking, so you can always keep an eye on your food.
• Check your home’s smoke detectors to ensure they’re working. Your home should have at least one smoke alarm on every level, and preferably one outside every bedroom. Check every smoke alarm once a month to ensure that it’s functional and loud enough to wake you up in the event of a fire.
• Keep all flammable materials and fire starters up high where children won’t be able to reach them.
• Check your home’s electrical systems to ensure that they in working condition, and that no power outlet is overburdened with appliances.
• Make sure that any medications, glasses or other essential materials are easily accessible if you must escape your home quickly.
• Make a fire escape plan with your family, and practice it at least twice a year. You should identify two ways to escape from every room in your home in case flames or smoke block an exit.

It’s important to review your homeowners or renters insurance to ensure that your home and personal belongings are covered for fire damage. Contact Warren G. Bender Co. today to see how you’re covered.

Filed under: Personal Insurance,Safety — Jillian Bender-Cormier @ 11:33 pm November 25, 2016

88 Percent of Employees Lack Knowledge to Prevent Cyber Incidents

toplaps-1243160According to a recent report, 88 percent of employees lack the understanding necessary to prevent common cyber incidents.

That report is based on the results of a survey given to more than 1,000 employees across the Unites States, and was designed to test the level of knowledge and awareness of cyber security among employees by asking them to name proper behaviors in given circumstances. The survey covered eight risk domains and assigned three risk profiles—Risk, Novice and Hero—to indicate an employee’s privacy and security awareness IQ.

Key findings from the report include the following:

• Only 12 percent of respondents earned a “Hero” profile, while 72 percent were given a “Novice” profile and 16 percent were given a “Risk” profile.
• Almost 40 percent of respondents disposed of a password hint using unsecure means.
• About 25 percent of respondents failed to recognize a sample phishing email, even though it came from a questionable sender and included an attachment. (more…)

Filed under: Cyber Liability — Jillian Bender-Cormier @ 11:07 pm November 16, 2016

BLS Reports Injuries and Illnesses Continue to Decrease

x-ray-1459448The latest numbers released by the U.S. Bureau of Labor Statistics (BLS) show that the rate of workplace injuries and illnesses are the lowest they’ve been in 13 years.

The BLS’s Survey of Occupational Injuries and Illnesses (SOII) showed that, in 2015, the rate for private industry workers was 3.0 recordable cases per 100 full-time equivalent workers—down from 3.2 in 2014. The rate for state and local government workers, conversely, increased slightly, from 5.0 in 2014 to 5.1 in 2015. Combined, the overall rate dropped from 3.4 in 2014 to 3.3 in 2015.

Despite an increasing population, the total number of cases dropped as well. The BLS estimates that there were 3.66 million injury and illness cases in 2015, down from 3.68 million in 2014.

The most notable outlier was in the public health care sector. For instance, public nursing home workers experienced an injury and illness rate of 12.6, while their private sector counterparts experienced a rate of 6.8.

Filed under: Property & Casualty,Recent Headlines — Jillian Bender-Cormier @ 10:58 pm November 9, 2016

Ballot Measures Expand Marijuana Use in 8 States

Autosave-File vom d-lab2/3 der AgfaPhoto GmbHBallot measures to expand the use of marijuana passed in eight states last month, bringing the total number of states allowing some form of legalized marijuana use to 28, including the District of Columbia.

The following offers a brief summary of those ballot measures:
• Arkansas, Florida, Montana and North Dakota passed ballot measures that allowed or expanded the use of medicinal marijuana.
• California, Maine, Massachusetts and Nevada passed ballot measures that legalized recreational marijuana use.
• Voters in a ninth state, Arizona, rejected a ballot measure that would have legalized recreational marijuana use. (more…)

Filed under: Property & Casualty,Recent Headlines — Jillian Bender-Cormier @ 10:21 pm November 2, 2016