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Going Green at Work and at Home

Many people have taken the earth’s resources for granted, and it continues to become apparent that we need to change how we live to conserve our planet for future generations.

Turn Off the Lights

  • Turn off the lights if you plan to leave a room for more than 15 minutes.
  • Install motion sensors or timers on outside lights instead of leaving them on continuously.
  • Take advantage of the natural light that comes into your home and office by placing seats near windows.

Use Electronics Efficiently

  • Plug electronics into power strips and turn them off when (more…)
Filed under: Classic — Tags: , , — Jillian Bender-Cormier @ 4:11 am April 23, 2014

Workers’ Compensation and Self Insurance

A self-insured Workers’ Compensation plan (also known as a self-funded plan) is one in which the employer assumes the financial risk for providing Workers’ Compensation benefits to its employees. In practical terms, self-insured employers pay the cost of each claim “out of pocket” as they are incurred instead of paying a fixed premium to an insurance carrier or to a state-sponsored Workers’ Compensation fund.  It is estimated that more than 6,000 corporations and their subsidiaries nationwide operate self-insured Workers’ Compensation programs. Many other employers participate in group self-insured Workers’ Compensation funds, where they pool together with other companies to self-insure their collective Workers’ Compensation risks.

A small number of states do not permit (more…)

Filed under: Classic — Manager @ 11:57 pm April 15, 2014

Avoiding ADA Liability When Dealing With Obese Workers

Mondaq Business Briefing -Fox Rothschild LLP United States – Avoiding ADA Liability When Dealing With Obese Workers
Publication Date    04/11/2014
Source:    Mondaq Business Briefing

By Inside Counsel

Rich Cohen was quoted in the Inside Counsel article “Avoiding ADA Liability When Dealing with Obese Workers.” While the full text can be found in the September 24, 2012, issue of Inside Counsel, a synopsis is noted below.

Obesity is creating a crisis for employers, who are faced with the task of balancing concerns that severely overweight people are more likely to get injured, miss work and drive up group health insurance costs against the risk of violating the Americans with Disabilities Act (ADA). (more…)

Filed under: Classic — Manager @ 11:37 pm

New Toastmasters Club Hosted by Warren G. Bender Co.

Warren G. Bender Co. has proudly started a new Roseville Toastmasters Club that meets bi-weekly in our very own classroom! For those that are unfamiliar with what Toastmasters is, a Toastmasters meeting is a learn-by-doing workshop in which participants hone their speaking and leadership skills in a no-pressure atmosphere.

There is no instructor in a Toastmasters meeting. Instead, members evaluate one another’s presentations. This feedback process is a key part of the program’s success.

Meeting participants also give (more…)

Filed under: Classic — Manager @ 11:20 pm

How Do Employers Save $$ in a Captive Insurance Program?

While most companies that join a captive insurance program will tell you that control, superior claims and loss control services and stability within their insurance programs is the primary benefit of being in a captive, the financial rewards are certainly a close second.  An employer’s primary reasoning for joining a captive should not be solely focused on the financial aspects, but as the number two (payroll being number one) budget item on a company’s financial statement, insurance cost is always of great focus to any employer.  So just how do captives reduce costs to an employer?

Premium Reductions

Upfront reduction in premiums can be the most obvious place to see savings over (more…)

Filed under: Classic — Manager @ 3:15 am April 12, 2014